✦ The truth within your money

Know exactly where your money goes — and what you can truly afford.

Adentro Money turns your bank statements into a clear, honest picture of your finances — explained in plain English, and reconciled to the penny. Intelligent insight you can actually trust, without ever handing over your bank logins.

No card needed · No bank logins · Cancel anytime
Net position
£4,208
Safe to spend
£612
Spent this month
£2,140
◈ Your money, in plain English

You brought in £3,240 this month and spent £2,140 — leaving £1,100 once your fixed bills clear.

Groceries were your biggest move, up £180 on usual. Everything else held steady.

Sound familiar?

You're doing fine on paper. So why does it feel like a mystery?

You're not disorganised — you're busy, and money moves fast. Statements pile up, spending blurs, and "am I actually okay?" is surprisingly hard to answer.

The money just… goes

Good income, but somehow little to show for it — and no clear picture of where it's all going each month.

"Can I afford this?"

A holiday, a big purchase, clearing a card — you'd love a straight answer, grounded in your real numbers.

Spreadsheets don't stick

You've tried. They're a chore, they go stale, and they never quite tell you what you actually want to know.

How it works

Clarity in three simple steps

No bank connections, no lengthy setup. If you can download a statement, you're ready.

Upload a statement

From any bank, any account — a PDF or CSV. That's it. No logins, no live access to your accounts.

The AI reads & sorts it

Every transaction is read, categorised and reconciled automatically — learning as it goes, so it only gets sharper.

See it & ask anything

Your whole picture, in plain English. Ask "can I afford a holiday?" and get an honest answer from your real data.

The intelligence

A finance app that actually understands your money

Most apps just show you charts. Adentro Money reads your statements, explains what they mean, and answers your questions — grounded in numbers that reconcile to the penny.

✦ Your money, in plain English

It tells you what your numbers actually mean.

Log in and read a warm, clear summary of exactly where you stand — your surplus, your spending, your priority debt, and the one move that would help most. No jargon, no lectures.

Every figure is real and reconciled — the AI explains your money, it never invents it.

◈ Your money, in plain English

This month you earned £3,240 and spent £2,140. After your £1,040 of fixed commitments, you have £60 of genuine breathing room left — plus £612 still safe to spend before payday.

Your spending held close to normal, with one exception: eating out rose £95. Nothing here needs action — you're comfortably within your means.

Every figure is drawn from your real, reconciled transactions.

✦ Ask about your money

Ask anything. Get an honest answer.

"Where's most of my money going?" "Can I afford a £2,000 holiday?" "Which debt should I clear first?" — ask in plain words and get a straight, grounded answer, drawn from your own data.

And when it doesn't have the detail, it says so — rather than guessing. Because a finance app should never make numbers up.

Can I afford a £2,000 holiday?
Yes — but it's worth planning. You have £4,208 across your accounts and about £1,100 of monthly headroom after bills and usual spending. A £2,000 trip is affordable if you spread it over two months, or draw a little from savings — it won't put you in the red.
Based on your reconciled balances and the last 3 months of spending.
Why it's different

Intelligent — and genuinely trustworthy

The clever part only matters if you can trust the numbers underneath. So we built the trust in first.

🔒

No bank logins, ever

You never hand over your banking credentials. You share a statement — nothing more. Your accounts stay entirely your own.

🎯

Reconciled to the penny

Every account balances against real transactions. If the numbers don't tie out, we flag it — so the picture you see is one you can rely on.

🏦

Works with any bank

No "supported banks" list, no connection that quietly breaks. If you can get a statement, Adentro Money can read it.

Simple pricing

One plan. Everything included.

No tiers, no feature paywalls, no upsells. One price for the whole household.

£8/month
or £75 a year — save over 20%
  • ✓ Unlimited accounts & statement imports
  • ✓ AI reading, categorising & reconciling
  • ✓ Your money explained in plain English
  • ✓ Ask anything about your finances
  • ✓ Debt payoff & "what can I afford" insight
  • ✓ Household mode — you and your partner
Request early access
Invite-only while we're still adding households one at a time
Questions

Good things to know

Do I need to connect my bank?

No — and that's deliberate. You never give Adentro Money your bank logins. You simply upload a statement (a PDF or CSV) and the AI reads it. Your accounts stay entirely under your control.

Which banks does it work with?

All of them. Because we read statements rather than connecting to banks, there's no "supported banks" list — if you can download or export a statement from your bank, Adentro Money can read it, including accounts that Open Banking apps can't reach.

Is my financial data safe?

Your data is private to you, and you decide what to share by choosing which statements to upload. We never access your bank accounts directly. (Add your specific security/privacy details and policy link here.)

Is the AI just guessing my numbers?

No. Every figure comes from your real, reconciled transactions — the AI explains and answers from those numbers, and it's built to say "I don't have that detail" rather than invent anything. Accuracy is the whole point.

Can I cancel anytime?

Yes — cancel whenever you like, no lock-in and no awkward phone calls. Adentro is invite-only for now, so join the waitlist and we'll be in touch when there's a place.

The truth within your money.

Clear, honest, intelligent — and reconciled to the penny.

Request early access